Last updated: [07/10/2025]

Welcome to Life Navigate (www.life-navigate.co.uk).
These Terms and Conditions outline the rules and regulations for using our website and purchasing our products.

By accessing or using this website, you agree to comply with and be bound by these Terms. If you do not agree, please do not use this site.


1. General Information

Life Navigate provides digital products, blog content, and online resources focused on personal growth, faith, and lifestyle development.
All content and materials are owned by Life Navigate and protected by copyright laws.


2. Use of Our Website

  • You must be at least 18 years old or have permission from a parent/guardian to use this website.

  • You agree not to misuse our website or use it for any unlawful purpose.

  • You may not copy, distribute, or resell our content without written permission.


3. Digital Products

  • All products sold on our website are digital downloads.

  • Once purchased, you will receive immediate access to your files via email or download link.

  • As digital products are delivered instantly, refunds are only issued in special cases, such as duplicate payments or technical errors (see our Refund Policy).


4. Pricing and Payments

  • All prices are listed in GBP (£) and may change without prior notice.

  • Payments are processed securely via trusted third-party providers (such as PayPal or Stripe).

  • Life Navigate does not store or have access to your payment details.


5. Intellectual Property

All content on this website—including text, images, digital downloads, and branding—is the property of Life Navigate.
You may not reproduce, modify, or distribute our materials without express permission.


6. Limitation of Liability

While we strive to provide valuable and accurate content, Life Navigate is not liable for:

  • Any loss or damage resulting from the use or inability to use our website or products.

  • Decisions made based on the information provided in our materials or blog.

Our resources are for educational and inspirational purposes only.


7. Third-Party Links

Our website may include links to external websites for additional information.
We are not responsible for the content or privacy practices of any third-party sites.


8. Changes to These Terms

We reserve the right to update or modify these Terms at any time.
Any changes will be posted on this page with an updated “Last Updated” date.


9. Contact Information

If you have any questions about these Terms and Conditions, please contact:
📧 Email: [suzanaamomensah02@gmail.com]
🌐 Website: www.life-navigate.co.uk
📍 Location: United Kingdom


Refund Policy

Because our products are digital downloads, all sales are considered final once the files have been accessed or downloaded.
However, we will gladly issue a refund in the following cases:

  • Duplicate payment or accidental purchase

  • Technical issues preventing access to the product (after verifying the problem)

  • Any error made on our part

To request a refund, please contact us within 7 days of purchase at:
📧 Email: suzanaamomensah02@gmail.com

Refunds (if approved) will be processed to your original payment method within 5–10 business days.

By using this website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.